Roof Replacement & Repairs
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Financing

  • Instant Approvals
  • Terms up to 120 Months
  • 0% Interest Available
  • No Money Down

Plans We Offer

Instant approvals through Service Finance with loan amounts from $1,000 to $100,000 and flexible terms up to 120 months.
No Payments, No Interest for 1 Year

0% for 12 Months

Pay off your roof within one year with no interest. Ideal for homeowners planning a short-term payoff.
Zero Interest For 5 Years

0% for 60 Months

Predictable, interest-free payments over five years for homeowners who prefer no interest at all.
Low Interest and Low Payments

6.99% for 120 Months

Low monthly payments spread over time, making larger roofing projects more affordable.
Financing options subject to credit approval. Terms and availability may vary.

Estimate Your Monthly Payment

Enter your estimated roof price to see example payments for each plan.

$
Example payments shown. Actual terms and payments may vary based on credit approval.
12 Months Same as Cash
0% interest · Short payoff
$
0
/mo
Term12 months
Rate0%
0% for 60 Months
Equal payments · No interest
$
0
/mo
Term60 months
Rate0%

Financing Process

Apply in minutes, choose a plan that fits your budget, and we’ll take care of the rest from inspection to installation.
01

Apply Online or During Your Estimate

Apply online at your convenience or complete the application during your in-home inspection, where your roof inspector can help you finish it in just a few minutes.
02

Choose Your Financing Plan

Once approved, decide how much you’d like to put down and select the loan option that best fits your budget and payment goals.
03

Schedule Your Roof Replacement

Loan documents are signed digitally in minutes, we schedule your roof replacement, and once the work is complete the lender releases funds directly to us.

Most applications receive an instant decision in just a few minutes, whether you apply online or during your in-home inspection.

Applying may involve a credit check, but the impact is typically minimal and varies by individual credit profile.

Financing is available for projects as small as $1,000 and as large as $100,000, depending on approval.

Yes. All financing options allow early payoff without penalties, giving you flexibility if your plans change.

Once your roof replacement is finished, the lender is authorized to release funds directly to us, completing the financing process.

Yes. Once approved, you can choose how much you’d like to put down and finance the remaining balance based on the loan option you select.

Yes. If additional work is needed, approved change orders can typically be added to your financing so everything stays consolidated into one loan.
FAQS

Frequently Asked Questions About Financing

Hundreds of Happy Customers

Work With Michigan's Top Roofing Company

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Oxford
411 N Oxford Rd
Suite D
Oxford, MI 48371
Ferndale
701 Woodward Hts
Suite 135
Ferndale, MI 48220
Rochester Hills
2365 Avon Industrial Dr
Rochester Hills, MI 48309
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